Fintech BPO

Compliance-Aware Support
Built for Financial Services

Your customers expect bank-grade care. Our nearshore agents are trained on PCI-DSS protocols, bilingual for US Hispanic markets, and available 24/7 for the global schedules fintech runs on — at 30–50% less than in-house.

24/7
Global Coverage
4.8★
Avg CSAT Score
<3 wk
Ramp Time
EN/ES
Bilingual Agents
The Problem

Where Fintech Support Breaks Down

Fintech companies face a support burden unlike any other vertical: compliance constraints, fraud urgency, and users who treat their money apps with zero tolerance for mistakes.

🔒
Compliance traps your hiring

PCI-DSS, SOC 2, and GLBA requirements mean you can't just hire fast — you need agents trained on data handling, verification protocols, and call recording policies. Most BPOs aren't built for this.

🚨
Fraud alerts can't wait

A flagged transaction at 2am is a customer watching their account get drained. If your support line goes to voicemail, you lose the customer — and potentially face a chargeback dispute they'll win.

🌎
US Hispanic banking is underserved

Over 60 million Spanish-speaking Americans use financial products. If your support team is English-only, you're failing a segment that has historically been underbanked and now chooses fintechs specifically for inclusion.

Global products, US office hours

If your card is used in London and your support closes at 6pm EST, your customer is stranded. Global fintech requires follow-the-sun coverage — and the internal cost of three shifts is prohibitive.

📋
Account inquiry volume is relentless

Balance disputes, statement questions, KYC document requests, and account unlock flows are high-volume, process-driven, and consume expensive engineering or compliance team time when not properly delegated.

💸
In-house is too expensive to scale

A fully loaded US financial services support agent runs $60,000–$80,000/year with compliance training overhead. You need 10 of them — but your volume doesn't justify 10 until you've already lost customers.

The Solution

BlackstarOS Built for Fintech

We don't hand you generic agents and hope for the best. We build a dedicated pod trained on your product's compliance posture, verification flows, and brand voice.

Compliance
PCI-DSS-Conscious Operations

Our agents operate under data handling protocols designed for card-present and card-not-present environments. We don't log what we shouldn't, we verify who we should, and we escalate what we can't touch.

  • PCI-DSS-conscious call handling and data minimization training
  • Identity verification scripts aligned to your KYC/KYB requirements
  • Call recording policies configured per your legal team's specs
  • Escalation paths to your compliance team — defined in writing, not improvised
Fraud Handling
Fraud Alert & Dispute Triage

Fraud alerts need immediate human judgment, not a ticket queue. We staff dedicated fraud-alert paths with agents trained to verify, freeze, and escalate — in real time.

  • 24/7 fraud alert intake with sub-5-minute response target
  • Card freeze and account lock protocols executed without escalation delay
  • Dispute intake and initial documentation — ready for your chargeback team
  • Warm handoff to your risk or fraud ops team when needed
Bilingual
US Hispanic Banking Support

Our Rosarito-based team is natively bilingual — not translated, not accent-reduced. Spanish-speaking customers get the same quality of care as English-speaking ones, in their preferred language.

  • Native EN/ES bilingual agents — no additional surcharge
  • Financial terminology trained in both languages
  • Cultural fluency for US Hispanic banking behaviors and expectations
  • Spanish-language macro templates and documentation
Coverage
24/7 Follow-the-Sun Operations

Global products require global support. We staff full overnight and weekend coverage so your customers in every time zone get answers — not an autoresponder.

  • Three-shift coverage across all 24 hours, 7 days a week
  • Overnight staffing for account inquiries, balance disputes, and fraud alerts
  • Weekend tier maintained at full weekday SLAs — no degraded service
  • Handoff protocols between shifts to prevent context loss
Performance

Numbers That Matter in Financial Services

Anonymized aggregates across our fintech and financial services client base. Updated quarterly.

4.8★
Average CSAT across fintech clients
vs. 4.0★ financial services industry average
<5min
Fraud alert first-response target
24/7 including overnight and weekends
38%
Average cost savings vs. in-house US team
Fully loaded, including compliance training overhead
91%
First-contact resolution on account inquiries
Fewer escalations to your internal team
Coverage

Every Channel Financial Customers Use

Mix and match by volume and regulatory requirements. All channels operate under the same compliance protocols.

📞
Inbound Phone

Bilingual EN/ES. Priority queuing for fraud alerts. Under 2-minute answer time on critical paths.

💬
Live Chat

<90s first response. Integrated with Intercom, Zendesk, and custom fintech support tooling.

📧
Email & Tickets

<4hr first response on standard inquiries. Same-day SLA on fraud and dispute intake tickets.

🔐
Secure Messaging

In-app secure message support for platforms with authenticated messaging flows. Compliant handling.

We were burning through engineering hours on KYC document requests and account unlock tickets. Moving those to Blackstar freed up two engineers and our CSAT actually went up — turns out our users wanted a human, not a Jira ticket.

CX
Head of Customer Experience
US-based fintech — 400K+ active accounts
Resources

Fintech BPO Research & Tools

Calculate your cost savings and explore the research behind compliant nearshore outsourcing for financial services companies.

Explore More

Other Verticals We Serve

Fintech is one of our six primary verticals. See how we approach the others.

Get a Compliance-Ready
Staffing Plan in 24 Hours

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